Required Notices

The law requires employers who offer health insurance to provide certain notices to employees. Everyone enrolled under ABB Optical Group insurance coverage should read this information. These notices are to inform you of your rights under federal and State laws and, by doing so, comply with the notification requirements contained in the laws. If you have any questions concerning the notices, you should contact Kristen Peterson, Human Resources.

Below is a brief description of the notices:

• ABB Optical Health Plan Notice Packet
• ABB Optical Health Plan Notice Packet - pdf
• ABB Optical Health Plan Notice Packet – Spanish
• ABB Optical Health Plan Notice Packet – Spanish pdf

Summary Annual Report: This is a summary of the annual report of the ABB CONCISE EMPLOYEE BENEFIT PLAN, EIN 51-0626564, Plan No. 502, for period 06/01/2022 through 05/31/2023. The annual report has been filed with the Employee Benefits Security Administration, U.S. Department of Labor, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

Illinois Group Health Benefits: Illinois law requires any employer that both (1) has employees who are “gainfully employed in Illinois” and (2) offers group medical benefits to provide all eligible employees (not just those enrolled) a written list of the covered benefits provided by the group plan, comparing those benefits with the benefits considered “essential health benefits” under Illinois law.

HIPAA Special Enrollment Notice: Notice describing the group health plan's special enrollment rights including the right to special enroll within 30 days of the loss of other coverage, or as a result of marriage, birth of a child, adoption or placement for adoption.

Women's Health and Cancer Rights Act Notice: Notice describing required benefits for mastectomy-related reconstructive surgery, prostheses and treatment of physical complications of mastectomy.

Medicare Part D Notice: This notice provides participants with information as to whether the prescription drug coverage under the employer's group health plan is credible with Medicare Part D.

CHIPRA Notice: This notice is required to be provided annually by employers that maintain a group health plan in a state that provides premium assistance under Medicaid or CHIP.

Notice of Patient Protection Provisions: If the group health plan is not grandfathered and offered previously restricted patient protections, participants must be provided with notice of the right to choose a primary care provider or pediatrician, and notified of the right to obtain obstetrical or gynecological care without prior authorization.

General Notice of Preexisting Condition Exclusion: This is a notice describing the group health plan's preexisting condition exclusion and how prior creditable coverage can reduce the preexisting condition period.